The 10 Best Buy Now Pay Later Apps for Shopify

The top 10 apps merchants see when they search the Shopify App Store for buy now pay later, in the exact order the store ranks them. Only Shopify's organic ranking is shown, never sponsored ads.

Updated October 10, 2026 · Organic ranking

Almost nothing in this category lends anybody money. These are messaging widgets: they put a line on your product page saying an item could be paid for in four parts, and one of them states in capital letters on its own listing that it does not process transactions. The finance itself is arranged elsewhere entirely.

Elsewhere means your payment settings. Instalment providers are switched on as payment methods inside Shopify Payments rather than installed from the App Store, and Shopify's own instalment product already displays promotional banners on product and cart pages without any app at all. So the question is not which of these to buy but whether you have a gap: a provider that is genuinely live at checkout, whose availability shoppers are not being told about early enough to matter.

  1. 1 TryOnify Buy Now, Pay Later logo

    TryOnify Buy Now, Pay Later

    ★ 5.0 (5 reviews) · Free trial available

    Flexible payments with a new take on Buy Now, Pay Later

  2. 2 Fundiin – Buy Now Pay Later logo

    Fundiin – Buy Now Pay Later

    · Free

    Buy Now Pay Later

  3. 3 Afterpay On‑Site Messaging logo

    Afterpay On‑Site Messaging

    ★ 2.9 (55 reviews) · Free

    Increase customer sales with pay-over-time onsite messaging

  4. 4 PayPal Pay Later Messaging logo

    PayPal Pay Later Messaging

    ★ 2.9 (22 reviews) · Free

    Help convert more customers by adding Pay Later messaging.

  5. 5 SellQ Buy Now Pay Later Badge logo

    SellQ Buy Now Pay Later Badge

    · Free trial available

    Show pay-later options and amounts on your product pages

  6. 6 Klarna On‑Site Messaging logo

    Klarna On‑Site Messaging

    ★ 2.4 (114 reviews) · Free

    Convert more sales with flexible payment option messaging.

  7. 7 Partialy: Partial COD Payment logo

    Partialy: Partial COD Payment

    ★ 4.7 (77 reviews) · Free plan available

    Collect Partial payment, Dropshipping Fee, Deposit at checkout

    Built for Shopify
  8. 8 White‑labeled BNPL Widgets logo

    White‑labeled BNPL Widgets

    · Free

    Promote Buy Now Pay Later in your PDP and Cart pages.

  9. 9 Scala Parcelamento Installment logo

    Scala Parcelamento Installment

    ★ 4.9 (107 reviews) · Free trial available

    Show your payment processor installments and BNPL plans/rates

    Built for Shopify
  10. 10 Zip On‑Site Messaging logo

    Zip On‑Site Messaging

    ★ 1.0 (7 reviews) · Free

    Increase conversion with buy now pay later messaging.

Compare the top 3 head-to-head

All app comparisons →

What to look for in a Buy Now Pay Later app

Whether it can advertise something you do not actually offer
This is the real risk in the category. A widget that renders whatever you configure will happily promise instalments that vanish at checkout, and the customer discovers it at the worst possible moment. Prefer one that reads which providers are genuinely active rather than one you fill in by hand.
Check what you already display
If you use Shopify's own instalment product, promotional messaging comes with it. Look at your product page as a customer before assuming there is nothing there, because the most common outcome of installing one of these is two messages saying roughly the same thing in different fonts.
Eligibility is not universal
Instalment offers carry order-value floors and ceilings and are limited by region, so a widget on every product will be wrong on some of them. Ask whether it respects those thresholds, or whether you are advertising a payment option that will not appear for a basket that is too small or too large.

Frequently asked questions

Which is the best Buy Now Pay Later app for Shopify?

Based on the Shopify App Store's own organic ranking for "buy now pay later", TryOnify Buy Now, Pay Later currently holds the #1 spot, with a 5.0 star rating across 5 reviews. The best choice for your store still depends on your requirements, so compare the top results above.

How is this ranking determined?

We record the organic results merchants actually see when searching the Shopify App Store for "buy now pay later", refreshed daily. Shopify's own sponsored ("Ad") results are excluded, so positions reflect its real search ranking rather than paid promotion. Source: the Shopify App Store search results for "buy now pay later", you can verify the current ranking there yourself.

Which Buy Now Pay Later apps are Built for Shopify?

2 of the top 10 buy now pay later apps hold the Built for Shopify badge: Partialy: Partial COD Payment, Scala Parcelamento Installment.

What does the Built for Shopify badge mean?

Built for Shopify
Built for Shopify is the highest level of recognition Shopify awards an app. To earn the badge, an app must meet Shopify's standards for safety, performance, ease of use, and proven usefulness: it cannot slow down the admin, storefront, or checkout, must integrate seamlessly into the Shopify admin, and must demonstrate quality through installs, reviews, and ratings over time. When comparing similar apps, preferring ones with the badge is a safe default. Learn more about the Built for Shopify badge →

As of October 10, 2026, the top-ranked buy now pay later app on the Shopify App Store is TryOnify Buy Now, Pay Later, with a 5.0 star rating across 5 reviews. 2 of the top 10 carry the Built for Shopify badge, and the average rating is 3.4 stars across 387 reviews.

Related keyword rankings

All Buy rankings →   ·   Browse all keywords →

Rank higher on the Shopify App Store

Rankbase helps Shopify app developers track keyword positions, analyze install click data, and optimize app listings to rank higher in the Shopify App Store.

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Built by Craftshift

Rankbase is made by Craftshift, a Shopify Partner building apps for product images, variants, and bulk catalog work. We built Rankbase to track the App Store rankings of our own apps first, then opened it to other developers, and this directory grew out of that work. The rankings on these pages are Shopify's own organic search results; we never edit them, including for our own apps.

Craftshift apps on the Shopify App Store