The 10 Best Credit Card Apps for Shopify

The top 10 apps merchants see when they search the Shopify App Store for credit card, in the exact order the store ranks them. Only Shopify's organic ranking is shown, never sponsored ads.

Updated July 12, 2026 · Organic results only
  1. 1 Shopify Payments logo
  2. 2 Upcharge Surcharge Fees Tariff logo

    Upcharge Surcharge Fees Tariff

    4.6 (169 reviews) · Free plan available

    Built for Shopify
  3. 3 SMART Checkout Rules & Upsells logo

    SMART Checkout Rules & Upsells

    5.0 (547 reviews) · Free

    Checkout upsell app, rules & post purchase upsells to grow AOV

    Built for Shopify
  4. 4 SPD Split Payment & Deposit logo

    SPD Split Payment & Deposit

    4.8 (127 reviews) · Free plan available

    Accept split/partial payments and deferred payments in store

    Built for Shopify
  5. 5 Paymentwall ‑ Credit Cards logo

    Paymentwall ‑ Credit Cards

    · Free

    All-in-one payments solution

  6. 6 Scala Payment Method Discount logo

    Scala Payment Method Discount

    5.0 (63 reviews) · Free

    Offer payment method & prepaid discounts during checkout

    Built for Shopify
  7. 7 ETP Sort Hide Payment Methods logo

    ETP Sort Hide Payment Methods

    5.0 (323 reviews) · Free

    Hide, sort, reorder, rename payment methods with payment rules

    Built for Shopify
  8. 8 Magical Surcharge + Extra Fees logo

    Magical Surcharge + Extra Fees

    4.9 (105 reviews) · Free plan available

    Add Surcharges, Fees, Tariffs + Deposits to POS or Checkout

    Built for Shopify
  9. 9 Chargly ‑ Collect POS Fees logo

    Chargly ‑ Collect POS Fees

    3.5 (2 reviews) · Free trial available

    Simple way to collect credit card fees or other fees for POS

  10. 10 Beacon Fraud Prevention logo

    Beacon Fraud Prevention

    4.9 (14 reviews) · Free trial available

    Fraud Prevention & Chargeback Protection for High Risk Orders

    Built for Shopify

Frequently asked questions

Which is the best Credit Card app for Shopify?

Based on the Shopify App Store's own organic ranking for "credit card", Shopify Payments currently holds the #1 spot. The best choice for your store still depends on your requirements, so compare the top results above.

How is this ranking determined?

We record the organic results merchants actually see when searching the Shopify App Store for "credit card", refreshed daily. Sponsored ("Ad") placements are excluded, so positions reflect Shopify's real search ranking rather than paid promotion. Source: the Shopify App Store search results for "credit card", you can verify the current ranking there yourself.

Which Credit Card apps are Built for Shopify?

7 of the top 10 credit card apps hold the Built for Shopify badge: Upcharge Surcharge Fees Tariff, SMART Checkout Rules & Upsells, SPD Split Payment & Deposit, Scala Payment Method Discount, ETP Sort Hide Payment Methods and more.

What does the Built for Shopify badge mean?

Built for Shopify
Built for Shopify is the highest level of recognition Shopify awards an app. To earn the badge, an app must meet Shopify's standards for safety, performance, ease of use, and proven usefulness: it cannot slow down the admin, storefront, or checkout, must integrate seamlessly into the Shopify admin, and must demonstrate quality through installs, reviews, and ratings over time. When comparing similar apps, preferring ones with the badge is a safe default. Learn more about the Built for Shopify badge →

As of July 12, 2026, the top-ranked credit card app on the Shopify App Store is Shopify Payments. 7 of the top 10 carry the Built for Shopify badge, and the average rating is 4.7 stars across 1,350 reviews.

Related keyword rankings

All Credit rankings →   ·   Browse all keywords →

Rank higher on the Shopify App Store

Rankbase helps Shopify app developers track keyword positions, analyze install click data, and optimize app listings to rank higher in the Shopify App Store.

Explore Rankbase →